INTRODUCING IMS EDGE INTELLIGENCE

Connected Insurance.
Finally built for scale.

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Rear view of a black sports car with illuminated red taillights parked on a city street during sunset with blurred traffic and street lights in the background.

Move beyond niche
UBI programs.

Make crash detection and risk predictive driver scoring available to every policyholder through the flagship app they already use.

IMS Edge Intelligence processes driving and crash signals on the driver’s phone, avoiding much of the cloud processing, transmission and storage of conventional mobile telematics.

Inside a car, a smartphone with a black screen is mounted on an air vent near the dashboard, next to a digital navigation display and partially visible steering wheel.
The result

Up to 90% lower technology costs at scale whilst simultaneously addressing consumer privacy concerns.

Introduced alongside our strategic relationship with LexisNexis Risk® Solutions in the US, IMS Edge Intelligence enables insurers to:

Deliver a valuable crash detection service
Improve pricing and underwriting precision
Strengthen engagement through the flagship app
Build a differentiated first-party driving data asset

Beyond UBI
to UBIquity

Pay-How-You-Drive and Pay-As-You-Drive programs have proven the value of driving data in underwriting, pricing and claims.

But cloud economics work against scale: every connected driver adds processing, transmission and storage costs, locking most programs inside narrow portfolio segments. And moving granular journey data off-device also raises consumer privacy concerns.

IMS Edge Intelligence addresses both barriers. It uses AI to process driving and crash signals on-device and shares only the required outputs - reducing the cost of scaling while limiting data movement.

Connected auto insurance is now viable at portfolio scale.

Scale changes
everything

Close-up of hands typing on a laptop keyboard with a transparent red line graph overlay on the right side showing data points.

Risk Intelligence

Turn driving behavior into risk-predictive scores. Sharpen risk selection, support personalized pricing and strengthen retention - while building a proprietary first-party data advantage.

Person gripping a car steering wheel tightly, with an inset showing a max G-force of 8.1g during a drive.

Crash Intelligence

Detect serious collisions, offer proactive assistance and initiate FNOL sooner. For your customer, reassurance and support when it matters the most. For you, faster intervention and better claims outcomes.

Deploy either independently or combine both to compound the value.

Built to work in the real world

IMS Edge Intelligence combines the power of AI with IMS EdgeSDK, insurance-grade data science, behavioral science and program expertise.

Designed for your flagship app

Add connected insurance features to the app your customers already use. No separate telematics app required.

On-device intelligence

Process signals at source. Reduce cloud dependency, data movement and variable cost.

Built for insurance outcomes

Turn phone sensor data into actionable scores and events, backed by behavior-change tools, reporting and program optimization.