INTRODUCING IMS EDGE INTELLIGENCE
Connected Insurance.
Finally built for scale.



Move beyond niche
UBI programs.
Make crash detection and risk predictive driver scoring available to every policyholder through the flagship app they already use.
IMS Edge Intelligence processes driving and crash signals on the driver’s phone, avoiding much of the cloud processing, transmission and storage of conventional mobile telematics.

Up to 90% lower technology costs at scale whilst simultaneously addressing consumer privacy concerns.
Introduced alongside our strategic relationship with LexisNexis Risk® Solutions in the US, IMS Edge Intelligence enables insurers to:
Beyond UBI
to UBIquity
Pay-How-You-Drive and Pay-As-You-Drive programs have proven the value of driving data in underwriting, pricing and claims.
But cloud economics work against scale: every connected driver adds processing, transmission and storage costs, locking most programs inside narrow portfolio segments. And moving granular journey data off-device also raises consumer privacy concerns.
IMS Edge Intelligence addresses both barriers. It uses AI to process driving and crash signals on-device and shares only the required outputs - reducing the cost of scaling while limiting data movement.
Connected auto insurance is now viable at portfolio scale.
Scale changes
everything

Risk Intelligence
Turn driving behavior into risk-predictive scores. Sharpen risk selection, support personalized pricing and strengthen retention - while building a proprietary first-party data advantage.

Crash Intelligence
Detect serious collisions, offer proactive assistance and initiate FNOL sooner. For your customer, reassurance and support when it matters the most. For you, faster intervention and better claims outcomes.
Deploy either independently or combine both to compound the value.
IMS Edge Intelligence combines the power of AI with IMS EdgeSDK, insurance-grade data science, behavioral science and program expertise.
Designed for your flagship app
Add connected insurance features to the app your customers already use. No separate telematics app required.
On-device intelligence
Process signals at source. Reduce cloud dependency, data movement and variable cost.
Built for insurance outcomes
Turn phone sensor data into actionable scores and events, backed by behavior-change tools, reporting and program optimization.